Fergus, Ontario
519-787-4627

Retirement Planning

Are You in the
Retirement Red Zone?

The 5 to 10 years before and into retirement are when strategic decisions have the greatest impact. Is your plan ready?

Schedule My Complimentary Fit-Meeting

No obligation • No pressure • Just clarity

All product. No plan? It's time for a clearer perspective — and a strategy built around you.

The Window That Changes Everything

The Retirement Red Zone is that critical window — the 5 to 10 years before and into retirement — when strategic decisions have the greatest impact on your financial future.

If your current "retirement plan" is really just a collection of uncoordinated investments, it's time for a more cohesive approach. At Wilmot Financial, we integrate investments and financial planning into one organized, simplified, and optimized strategy designed to help you make the most of your retirement.

Do You Know the Answers?

At what age am I on track to retire, or have a "work optional" lifestyle?
When should I take my government benefits — CPP and OAS?
Which assets should I spend first — RRSP, TFSA, or Non-Registered?
How long will my money last? Am I going to be okay?
What rate of return do I actually need, and how does that fit my risk tolerance?
How much will be left for my heirs vs. the CRA?

Strategic decisions made now can shape the quality of your retirement for decades.


Del Wilmot

Del Wilmot

RFRA®  •  RLIS®  •  CLU®  •  CEA

Chartered Financial Planner®  |  Registered Financial and Retirement Advisor®

With over 30 years of financial planning experience, Del has helped hundreds of clients plan, invest, and successfully retire on their own terms. Notice that the Plan comes first.

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